Happy Holidays - Give the little ones in your life
the gift that keeps giving...... Dolly Parton's Books !
One book each month all year long!

The Bank to Come Home To
We strive to provide you with the best banking experience
possible. Please come by any one of our three locations and meet
a friendly group of people willing to work hard to meet your
banking needs. In addition, you may bank by telephone or the
Internet 24 hours a day.
Sincerely,
Mark Pingrey, President
Important Notice
FDIC Transaction Account Guarantee Program
First Trust
& Savings Bank is participating in the FDIC's Transaction
Account Guarantee Program. Under that program, through
June 30, 2010, all non-interest-bearing transaction accounts
are fully guaranteed by the FDIC for the entire amount in the
account. Coverage under the Transaction Account Guarantee
Program is in addition to and separate from the coverage
available under the FDIC's general deposit insurance rules.