What account is in your best interest?

FDIC insurance covers all deposit accounts at First Trust & Savings Bank, including checking, NOW (Negotiable Order of Withdrawal) accounts, savings accounts, money market deposit accounts, and certificates of deposit (CDs) up to the standard maximum deposit insurance amount of $250,000.00 for each deposit insurance category.

The FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities, even if you purchased these products from an insured bank or savings association.


When you trust your money to a bank, you want to be sure itís in an account thatís right for you. One that gives you the most for what you need. Thatís exactly why First Trust and Savings Bank has so many accounts to choose from, youíll find the one account that has your best interest at heart. Please consult with one of our personal bankers at any location. They will be happy to help you.

Certificate of Deposit

We offer a variety of Certificate of Deposit terms from 6 months to 3 years. There is a minimum balance of $1,000.00 to open. Interest may pay semi-annual or at maturity depending on the term of the certificate of deposit. For more information on our CDs, or to inquire about our CD Loyalty rates, contact our friendly staff at Aurelia, Cleghorn, or Marcus. They will be happy to help get you started.

Member of the Federal Deposit Insurance Corporation

Checking Accounts

Get started here with our New Account Form.

For additional information contact any of our three locations in Aurelia, Cleghorn, or Marcus.